Mobile Banking

Bank from any phone, any time

*645# & Tai Sacco App

Mobile banking and E-Loan

Register once, then bank from your phone wherever you are.

  1. 01

    Mobile Banking

    *645#

    Life made easier: easy and friendly banking at your comfort, anywhere, any time. Dial *645# or download the Tai Sacco App.

    Services on registration

    • Enquiries
    • Transactions
    • Loans
    • My Account
    • Statements
    • Refer a friend

    How to access

    • Dial *645# on any handset, or download the Tai Sacco App below.

    Note: you can change your Tai Spotcash PIN under option 7 – My Account. Keep your PIN secret; Tai Sacco is not liable for loss of money through mobile phone withdrawal by a third party.

    Get it on Google PlayDownload on the App Store
  2. 02

    E-Loan

    Straight to M-PESA
    Credited to
    M-PESA

    Mobile loans you request from your phone, with the funds sent direct to your M-PESA.

    Digital loans - check eligibility and request

    • M-Kazi
      • Applicable to salaried members (salary, tea, milk, pension) with no loans
      • Payable by equal monthly instalments
      • Period: 1, 3 or 6 months
      • Maximum limit: KSh 50,000
      • Funds accessible direct to M-PESA
    • M-Biashara
      • Applicable to business members with no loans
      • Payable by equal monthly instalments
      • Period: 1, 3 or 6 months
      • Maximum limit: KSh 50,000, with an exception of members with NWDs greater than KSh 50,000, to a maximum of KSh 200,000
      • Funds accessible direct to M-PESA
    • M-Matunda
      • Applicable to interest eligible members
      • Eligible amount as defined in the Matunda advance policy
      • Payable upon dividend/interest processing
      • Maximum period: 3 months
      • Security: dividend payout
      • Funds accessible direct to M-PESA
    • Mtai Loan
      • Instant micro-credit for everyday personal or quick business operational expenses
      • Period: 1 month
      • Maximum limit: KSh 20,000
    • Inua Credit LineDetails coming soon.

Security notice: TAI DT Sacco will never ask for your PIN or one-time password. Report suspicious messages to +254 709 522 800 immediately.