Our story
Empowering futures since 1992
A cooperative journey from tea growers in Kiambu to a member-focused deposit-taking Sacco serving people, enterprises and communities.
1992
Founded in Kiambu
85,000+
Active members
KSh 7.5B+
Assets
The idea that started it all
From shared beginnings to empowered futures
When people save together, they create stronger opportunities for themselves, their families and their communities.
That cooperative belief remains the foundation of TAI DT Sacco today.
1992 · Shared purpose
TAI DT Sacco Society Limited began in 1992 as a BOSA activity registered under the name Kiambu Tea Growers Sacco. Its origins were rooted in the difficult conditions facing tea farmers in Kiambu District. Rather than wait for circumstances to change, the founders organised, saved and built a financial institution through shared purpose.
The early Sacco gave members a structured way to pool savings and access credit for personal, household and productive needs. More than three decades later, the institution has grown beyond its original community while retaining the same member centred question: how can today’s saving become tomorrow’s opportunity?
A broader community, a wider promise
The organisation’s current promise “Empower your future by Saving with us” gives contemporary language to a purpose that has been present from the beginning. Saving is a practical first step toward education, enterprise, farming, home ownership, financial security and personal ambition.
Today, TAI DT Sacco serves members from diverse livelihoods and sectors, including farmers, civil servants, county and national government employees, business owners, transport operators, groups and other communities. The cooperative purpose remains constant, while the people and aspirations it serves continue to grow.
A history of access, inclusion and steady progress
The milestones that shaped TAI DT Sacco
TAI DT Sacco’s story is a sequence of practical steps that brought cooperative finance closer to members, broadened the common bond and built the systems needed for a modern financial partner.
1992
The organisation was incepted and registered as a BOSA activity under the name Kiambu Tea Growers Sacco.
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What the name means
A name built
to rise.
“Tai” is borrowed from Swahili and means eagle. The eagle reflects distinctive character, higher standards of service and the aspiration to rise above changing circumstances. It gives the brand a natural visual language for helping members look ahead, build confidence and rise through disciplined financial choices.
From a farmers’ idea to a financial partner
The 2009 rebrand was more than a change of name. It marked TAI DT Sacco’s evolution into a cooperative for people with different livelihoods, income sources and ambitions while preserving the discipline of saving and mutual support.
A member relationship built around real needs
Growing access, capability and opportunity
TAI DT Sacco’s transformation has taken place through a widening of both its membership and its services. The institution has invested in people, systems and convenient channels so members can save, transact, borrow and plan with greater confidence.
Member impact
Serving members wherever life takes them
The service ecosystem has grown to include savings, agri-based loans, business loans, group loans, diaspora accounts, housing support, insurance and mobile banking. ATM services, agency banking, an M-Pesa till and credit referencing through Metropol have further expanded access.
TAI DT Sacco’s reach now spans branches and service locations across Kiambu, Nairobi and Nakuru, supported by an agency network. Diaspora services, including online banking, insurance, housing solutions, remote access, and relationship management, help members remain connected while living and working outside Kenya.
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Recognised for institutional excellence
A record of progress - and a clear direction
TAI DT Sacco’s progress has been recognised through sector awards and commendations in governance, financial reporting, technology, training and education, savings mobilisation, deposit management, product diversification and overall management.
Excellence built through service, governance and steady progress.
2012
Second runners-up in Corporate Governance recognition by ICPSK.
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85,000+
Active members
KSh 7.5B+
Assets
KSh 6.4B+
Loan book
KSh 4.8B+
Deposits
Looking ahead
The next chapter of shared progress
TAI DT Sacco is implementing its 2025–2029 Strategic Plan with a focus on sustainable growth, stronger member engagement, digital transformation, responsible finance and wider access to financial solutions. It will continue to deepen support for agriculture and enterprise, expand digital and diaspora services, and invest in the communities where it operates.
Our ambition
To be the ultimate financial partner of choice that transforms lives in Kenya.
Our mission
To transform the lives of our members socially and economically through the provision of timely and innovative financial solutions.
Our slogan
Empower your future by saving with us.